Understanding Agriculture Capital

What is Agriculture Capital?

Securing finance is one of the greatest challenges South African farmers face. Traditional lenders often apply rigid criteria and standardised products that fail to consider the realities and complexities of agricultural operations: seasonal cash flows, weather risks, input cost volatility, and the long timelines before returns are realised.

At Fedgroup. we understand these challenges. With over three decades of financing experience and a deep knowledge of farming operations, we provide capital solutions that are tailored to the agricultural life cycle. From planting to processing and distribution, we structure funding that supports operational success rather than adding financial strain. Our hands-on approach, sector expertise, and flexible structures mean that farmers gain more than just funding - they gain a partner committed to their long-term growth and sustainability.

We will meet with you to gain an in-depth understanding of your business and create a unique, flexible finance solution designed to suit your needs. As your partner in finance, we will accompany you every step of the way, so you enjoy advice from our agriculture capital experts whenever you need it.

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The Fedgroup difference

Fedgroup’s approach to Agriculture Capital

Our approach to providing capital for agricultural operations is guided by four core principles that underpin every solution:

Deep asset specialisation

Deep asset specialisation

Leveraging our expertise in agricultural operations and requirements to unlock value for our farming partners

Relationship driven

Relationship driven

Building long-term partnerships rooted in collaboration and understanding your needs

Solutions orientation

Solutions orientation

We take the time to understand your operations and ambitions to tailor a unique solution

Execution excellence

Execution excellence

Delivering with speed and accuracy, ensuring reliable, consistent, and sustainable funding

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Why choose Fedgroup Agriculture Capital?

Benefits of Fedgroup Agriculture Capital

Fedgroup has been providing finance to business owners and property investors since 1990, and we bring that depth of experience into agriculture. By conducting thorough due diligence and building lasting relationships with our farming partners, we're able to add real value where it matters most.

We’re more than just lenders; we’re partners who take the time to understand your operational needs. Leveraging a full stack of capital provision capabilities and an extensive credit platform, we provide flexible capital solutions that enable you to unlock value in your business and support growth.

Through a specialist partner, we use innovative technology to access multiple data points that help farmers make better decisions and reach profitability sooner. We also choose to work with partners who actively use data and technology to strengthen their operations, so that together we can farm smarter, improve resilience, and create more sustainable success.

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Still not sure?

Contact our sector specialists

We know every farm is unique. Our specialists – combining backgrounds in farming, finance, engineering, and actuarial science – work alongside you to craft bespoke solutions that unlock growth.

Monday to Friday,
calendar_clock08:00 - 17:00

Warren Winchester

Warren Winchester

Partner: Alternative Asset Management

Justin Wilkes

Justin Wilkes

Principal: Alternative Asset Management

Daniel Cole

Daniel Cole

Principal: Alternative Asset Management

Nicholas Bennett

Nicholas Bennett

Analyst: Alternative Asset Management

Got questions? You’ve come to the right place!

FAQs – answered

We’ve answered some of the most common questions about our Agriculture Capital solution to help you navigate this offering with confidence.

More solutions from Fedgroup

Explore our other Private Capital solutions

Fedgroup provides tailored, asset-backed private capital solutions that unlock business value and enable growth. We operate outside the limits of traditional lending, structuring finance around operational realities rather than rigid policies.

Our expertise spans commercial property, renewable energy, and specialised finance, allowing us to develop simplified, effective funding strategies for complex requirements.

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